Balance transfers are the best way to save money if you have good or excellent credit history but carry a balance on your card. With a high interest rate. At a whopping 21 months, the Citi Simplicity® Card has a very long 0% introductory APR on balance transfers (then % - % (Variable)). Why we like it. Why this is one of the best credit cards with 0% introductory APR: The Citi Rewards+® Card offers a 0% introductory annual percentage rate on balance transfers. If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save. Reflect® Card · APR. 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. %, % or % variable APR.
These offers can, in fact, be tremendous money-saving tools if used wisely. Understanding what's in it for the bank and credit card company before signing up. The best balance transfer credit cards offer a 0% APR intro period, which helps you save on interest so you can pay off your credit card debt faster. Citi Double Cash® Card: Best feature: month 0% introductory rate on balance transfers. Citi Simplicity® Card: Best feature: 0% introductory APR promotion. Get 0% intro APR on card balances you transfer during the first 18 months, with a 3 percent fee on each transfer, or $5, whichever is greater. · Or get 0% intro. There aren't any credit cards that offer a 0% APR on balance transfers for 24 months right now. However, the Citi Simplicity® Card gives the next best thing. The BankAmericard® is an excellent choice for those who want a card with a long 0% APR period for both purchases and balance transfers, plus a reasonable APR. Citi Simplicity® Card. The Citi Simplicity® Card can help you pay down credit card debt with its intro 0%-APR offer and lower intro fee for balance transfers. The introductory rate may be as low as 0% and last anywhere from six to 18 months. The challenge: Transferring a balance means carrying a monthly balance, and. To make sure a balance transfer is best for you, check out the balance on 0% introductory annual percentage rate (APR) for transferred balances. Learn how to choose the best zero interest credit cards and find the best offers. 6 min read Aug 16, Family at outdoor market. No fee and 0%? None that I've ever seen and I have almost every credit card. Almost all cards will be 0% balance transfers but the fee can range.
0% intro APR for 18 months from account opening on purchases and balance transfers. After the intro period, a variable APR of Min. of (+) and. The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After. Scotiabank Value Visa Card · Balance transfer promotion: 0% interest for 10 months · Annual fee: $29 (waived in the first year) · Rewards: N/A. Citi Double Cash Card · 0% for 18 months on Balance Transfers · % - % (Variable) ; Citi Rewards+ Card · 0% for 15 months on Purchases and Balance. Our best balance transfer offer: 0% intro APR for first 18 billing cycles after account opening. After that, %–% variable APR based on your. Citi Custom Cash: Has a $ SUB after $1, spend in the first six months. Comes with a 0% intro APR for first 15 months on both purchases and. 0% † Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the. Citi Simplicity® Credit Card · Low intro APRon purchases for 12 months · Low intro APRon balance transfers for 21 months · No annual fee.
You may even come across a 0% interest offer which don't charge transfer or interest fees during the introductory period and typically require a good or. Pay down credit card debt with a balance transfer card and get up to 15+ months in 0% intro APR. Compare balance transfer credit card offers. The introductory rate may be as low as 0% and last anywhere from six to 18 months. The challenge: Transferring a balance means carrying a monthly balance, and. A 3% intro balance transfer fee will apply for the first 60 days; then a 4% fee applies to future balance transfers. Foreign transaction fees: 3%. 0% interest on balance transfers for up to 10 months†; a two-year annual fee rebate†. You'll only have to pay a 1% fee when.
BEST Balance Transfer Credit Cards 2024 - Top 10 Cards for 0% Interest on Transferred Balances
Best 0% APR credit cards · Best rewards credit cards · Best airline credit cards card with a 0% introductory APR on balance transfers. Such a card. 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After. Explore low intro rate credit cards ; 0% intro APR for 15 months; % - % variable APR after that; Balance transfer fee applies. See pricing and terms.